New Interest Rates from DSK Bank – Effective April 4, 2025

DSK Bank Introduces New Preferential Interest Rates on Housing and Mortgage Loans – Effective April 4, 2025

From April 4, 2025, DSK Bank is updating its financing conditions, introducing more competitive interest rates on housing and mortgage loans for new consultations. The new terms apply to various loan types, depending on income levels, loan amounts, and participation in specific DSK Bank programs like the “No Limit” Plan, “Premium” Plan, and “Private Banking” Package.


Targeted Loans for Property Purchase – “No Limit” Plan

With salary/turnover or pension transfer

Loan Amount: BGN 150,000.01 – 350,000.00

  • Income BGN 1,500.00 – 2,499.99: 2.70%
  • Income BGN 2,500.00 – 3,999.99: 2.55%
  • Income BGN 4,000.00 – 7,999.99: 2.50%

Loan Amount: Over BGN 350,000.00

  • Income over BGN 4,000.00: 2.35%

Mortgage Loan for External Targeted/Non-Targeted Refinancing – “No Limit” Plan

Loan Amount: BGN 150,000.01 – 350,000.00

  • Income BGN 1,500.00 – 2,499.99: 2.60%
  • Income BGN 2,500.00 – 3,999.99: 2.50%

Loan Amount: Over BGN 350,000.00

  • Income over BGN 4,000.00: 2.35%

Targeted Loans for Property Purchase – “Premium” Plan or “Private Banking” Package

Loan Amount: BGN 150,000.01 – 350,000.00

  • Income BGN 2,500.00 – 3,999.99: 2.45%
  • Income BGN 4,000.00 – 7,999.99: 2.40%

Loan Amount: Over BGN 350,000.00

  • Income over BGN 4,000.00: 2.25%

Mortgage Loan for External Targeted/Non-Targeted Refinancing – “Premium” Plan or “Private Banking”

Loan Amount: BGN 150,000.01 – 350,000.00

  • Income up to BGN 3,999.99: 2.40%

Loan Amount: Over BGN 350,000.00

  • Income over BGN 4,000.00: 2.25%

💡 Note: These conditions are valid for new consultations starting April 4, 2025, and require meeting the respective income criteria and participation in the specified DSK Bank service plans.

📞 For personalized advice or a free consultation, contact us today!

author avatar
Desi Dimitrova

As a Co-Founder and Real Estate Specialist at IBG Real Estates Ltd., I have proudly served Bulgaria’s residential property market since 2007. With a passion for helping people find their ideal homes, I bring extensive knowledge, a personalized approach, and a commitment to making each real estate experience seamless and rewarding.
My goal is to support clients every step of the way, offering insights and guidance tailored to their unique needs. At IBG Real Estates, trust and dedication are the cornerstones of our service, and I’m honored to bring this vision to life for each of our clients.

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